At Home With Diversity®

Fair Housing Act

I am proud to have received my AHWD At Home With Diversity® designation through the National Association of Realtors. I take responsibility for getting to know all cultural and social groups in the community, and proactively reach out to all people for the purpose of helping them achieve the goal of homeownership. The recent seminar that I attended  covered an in-depth discussion on Diversity, One America Principals and the Fair Housing Act.  The most important discussion was the meaning of diversity. 

Diversity means to consider all people as unique and recognize, understand, and appreciate their individual differences and multiple perspectives without judgment. Diversity is often associated with race and ethnicity, but we are diverse in a wide variety of ways, and dimensions of diversity also include “gender, sexual orientation, socio-economic status, age, physical abilities, religious beliefs, political beliefs, or other ideologies.

One America Principles were created by the Department of Housing and Urban Development (HUD) in 1997. I have listed the principle for you to go through.
  • I welcome you and want to do business with you.
  • I will base my decision and opinions of you on who you are, not on any preconceived stereotypes or ingrained value judgments.
  • I subscribe to the federal Fair Housing Act and its principles.
  • I embrace and celebrate the strength that diversity brings to our communities and our nation.
  • I will help you find opportunities to buy the home you choose.
  • I will market home ownership to the public and reach out to people who may not know that home ownership is a realistic option.
  • I will make sure you know there is a full range of housing choices available to you and encourage you to consider all communities and neighborhoods.
  • I will make every effort to maintain open two-way communication. If we do not share a common language, I will work with you to find someone who can interpret.
  • I have incorporated these principles in my daily operations and my overall business plan. I would be proud to share the plan with you.
  • I am here to help you meet your real estate needs because you are the reason I am in business.
  • Please let me know about any cultural or special needs that you have so that our business relationship will be comfortable and successful.
Check out the Department of Housing and Urban Development (HUD) website.

Fair Housing Act
Fair housing is more than a list of dos and don’ts, rights and penalties. It is a important law that guarantees that no one can refuse to sell or lease property to anyone because of race, color, religion, sex, handicap, familial status, sexual orientation, gender identity & national origin. I have included some excerpts from the ACT.

Sec. 805. [42 U.S.C. 3605] Discrimination in Residential Real Estate-Related Transactions
(a) In General.--It shall be unlawful for any person or other entity whose business includes engaging in residential real estate-related transactions to discriminate against any person in making available such a transaction, or in the terms or conditions of such a transaction, because of race, color, religion, sex, handicap, familial status, or national origin.
(b) Definition.--As used in this section, the term "residential real estate-related transaction" means any of the following:
       (1) The making or purchasing of loans or providing other financial assistance--
              (A) for purchasing, constructing, improving, repairing, or maintaining a dwelling; or
              (B) secured by residential real estate.
       (2) The selling, brokering, or appraising of residential real property.
(c) Appraisal Exemption.--Nothing in this title prohibits a person engaged in the business of furnishing appraisals of real property to take into consideration factors other than race, color, religion, national origin, sex, handicap, or familial status.

Sec. 806. [42 U.S.C. 3606] Discrimination in provision of brokerage servicesAfter December 31, 1968, it shall be unlawful to deny any person access to or membership or participation in any multiple-listing service, real estate brokers' organization or other service, organization, or facility relating to the business of selling or renting dwellings, or to discriminate against him in the terms or conditions of such access, membership, or participation, on account of race, color, religion, sex, handicap, familial status, or national origin.
Please checkout the whole Fair Housing Act with the United States Department of Justice.

REALTOR® Fair Housing Declaration        

I agree to:
  • Provide equal professional service without regard to the race, color, religion, gender (sex), disability (handicap), familial status, national origin, sexual orientation or gender identity of any prospective client, customer, or of the residents of any community.
  • Keep informed about fair housing law and practices, improving my clients’ and customers’ opportunities and my business.
  • Develop advertising that indicates that everyone is welcome and no one is excluded;, expanding my clients and customer’s opportunities to see, buy, or lease property.
  • Inform my clients and customers about their rights and responsibilities under the fair housing laws by providing brochures and other information.
  • Document my efforts to provide professional service, which will assist me in becoming a more responsive and successful REALTOR®.
  • Refuse to tolerate non-compliance.
  • Learn about those who are different from me, and celebrate those differences.
  • Take a positive approach to fair housing practices and aspire to follow the spirit as well as the letter of the law.
  • Develop and implement fair housing practices for my firm to carry out the spirit of this declaration.

NAR ( National Association of Realtors®) Announces Innovative Simulation Training to Tackle Discrimination in Real Estate
The National Association of Realtors® is America's largest trade association, representing more than 1.4 million members involved in all aspects of the residential and commercial real estate industries. They are also the industry leader in support of fair housing initiatives.

On November 19, 2020  The National Association of Realtors® announced a new interactive training platform designed to help combat discrimination in America's real estate market. They have made the platform available at no cost to real estate professionals throughout the country.

The training, which also provides customized feedback to help real estate professionals incorporate fair housing principles in their daily interactions, will be offered directly to NAR members and to brokerage firms and Realtor®associations. National Association of Realtors® continuly  works to create innovative anti-discrimination training and champions efforts that encourage diversity, fight racial bias and build more inclusive communities.
NAR - National Association of Realtors® full article

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