Need for 


Homeowners Insurance

Your home is your biggest financial purchase and it needs to be protected. Mortgage lenders insist on homeowners insurance.  It is important to think about the what ifs. Check to see that your coverage includes:
  • Fire 
  • Flood 
  • Vandalism
  • Burglary
  • Storms 
  • Tornadoes - May need supplemental coverage
  • Hurricanes- May need supplemental coverage
  • Earthquakes - May need supplemental coverage
  • Landslides - May need supplemental coverage
  • Sinkholes - May need supplemental coverage
  • Liability coverage if someone gets hurt on your property
  • displacement shelter costs
  • Belongings theft coverage- if something is stolen when not at home
Most standard policies do not include coverage for:
  • Floods
  • Landslides
  • Earthquakes
  • Sinkholes
  • Power Failure
  • War
  • Tornadoes 
  • Hurricanes
You should shop around for a good insurance agent. Ask family, friends and co -workers about their agent. Ask people who have had to file claims how the process went. Do your due diligence. Good luck in your search. 

Berrien County Michigan Homes For Sale