Home Buying Process

with Valerie Bomberger, ABR

Setting your priorities is the first step in home ownership.
Buying a home can be daunting. Organizing your plans and expectations is a must. Whether you are a first timer or a repeat home buyer, this is an emotional and financial decision.

The best negotiators are the most informed, Ask yourself the following questions:

What can you afford?
What is your credit rating?
Do you have a down payment?
Do you know the neighborhoods you prefer?
What are the recently sold prices of homes there?

Want answers to these questions? Schedule an appointment with Val.

I have put together a list of Real Estate Terms you might want to read to help you navigate the Home Buying Process.

Below I have outlined the Home Buying Process from finding an agent to moving into your new home.

Hire a Real Estate Agent
The process is not easy, and you will be glad to have experienced, professional advice to help you find properties, as well as guide you through the maze of forms, financing, inspection and negotiating. Find an agent who you like and who knows the community well. Learn More

Arrange Financing
Most buyers need to finance the home purchase. Consult with a lender to find out the different types of mortgages and how your quality. Find out how much you can afford to borrow and get Pre-approved. This is a crucial step before beginning your home search. Learn More

House Hunting
Looking at properties can be fun, frustrating, and challenging. Where to live? What style of home? Old or new? Ready-to-go or a fixer-upper? Searching websites will bring up thousands of homes for sale. As you educate yourself on the market, your agent will help you narrow your priorities and make an informed decision about your final choices. Learn More

Make an Offer
This is another area where your agent is invaluable in negotiating for you. Decide whether you will go with the asking price. The offer will include conditions, or contingencies, necessary for the sale. These are items that must be satisfied within a set time frame for the sale to go through. A home inspection should be scheduled. Learn More

Close the Deal
Closing or settlement or escrow are all terms for finalizing the sales transaction. The buyer and seller sign numerous documents and the closing agent disburses the money. The title company is responsible for having the deed and other documents recorded at the county office. Learn More

Start Packing and get ready to move
Now the real fun starts. Time to pack, set up new utilities and schedule turning off old utilities. Check out my helpful information to get you through the moving process. Learn More

Want to learn more? Let us talk!

HOMES FOR SALE IN MICHIGAN

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1959 Properties
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# 21000034

51019 Lake Park Drive New Buffalo, MI 49117

4 Beds
7 Baths
8467 sq.ft.
Single-Family

$6,950,000 | Active

# 20042791

51005 Lake Park Drive New Buffalo, MI 49117

6 Beds
10 Baths
9788 sq.ft.
Single-Family

$5,500,000 | Active

# 20049500

5750 Dunham Path Stevensville, MI 49127

4 Beds
6 Baths
7587 sq.ft.
Single-Family

$4,950,000 | Active

# 20027105

FL12 Blue Star Highway Covert, MI 49043

90 Acres
Vacant Land

$4,900,000 | Active

# 20040754

48009 Ridge Road New Buffalo, MI 49117

9 Beds
9 Baths
8800 sq.ft.
Single-Family

$4,600,000 | Active

# 20046835

11059 Marquette Drive New Buffalo, MI 49117

5 Beds
5 Baths
6971 sq.ft.
Single-Family

$4,485,000 | Active

# 20009827

76648 11th Avenue South Haven, MI 49090

25369 sq.ft.
5.8 Acres
Commercial

$4,200,000 | Pending

# 20009879

76648 11th Avenue South Haven, MI 49090

52 Beds
60 Baths
19998 sq.ft.
Single-Family

$4,200,000 | Pending

# 20043849

13426 Timber Lane Harbert, MI 49115

5 Beds
5 Baths
5866 sq.ft.
Single-Family

$4,200,000 | Active

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